TERMS & CONDITIONS

 

Last Updated: 11-18-2025

Welcome to LegacyBuildersByNataline.com (“Website”).
These Terms & Conditions (“Terms”) govern your use of this Website, its content, products, and services.

By accessing or using this Website, you agree to be bound by these Terms.
If you do not agree, please discontinue use immediately.


1. Use of This Website

You agree to use the Website only for lawful purposes.
You are prohibited from:

  • Violating any applicable laws or regulations

  • Attempting to gain unauthorized access to the Website

  • Copying or distributing content without permission

  • Using the Website to transmit harmful or malicious code

We reserve the right to restrict or terminate access for anyone violating these Terms.


2. Educational Use Only

All content on this Website—including articles, videos, graphics, downloads, and resources—is provided for educational and informational purposes only.

Nothing on this Website constitutes:

  • Financial advice

  • Legal advice

  • Tax advice

  • Investment recommendations

  • Insurance guarantees

  • Professional suitability analysis

You should consult qualified professionals before making financial, legal, or tax decisions.


3. Not a Substitute for Professional Advice

While Nataline Oyekan is a Licensed Financial Professional, no personalized financial advice is given through the Website unless explicitly provided through a formal agreement, consultation, or client relationship.

Insurance products and services are subject to:

  • State regulations

  • Carrier underwriting

  • Eligibility requirements

  • Policy terms and conditions

We do not guarantee:

  • Approval

  • Specific policy outcomes

  • Rates

  • Returns

  • Coverage

  • Suitability


4. Product & Service Availability

Any mention of financial products, tools, or strategies is subject to:

  • State availability

  • Carrier rules

  • Underwriting approval

  • Regulatory changes

We may modify, update, or discontinue services at any time without notice.


5. Intellectual Property Rights

All content on this Website—including text, logos, graphics, downloads, banners, videos, and branding—belongs to LegacyBuildersByNataline and is protected by copyright laws.

You may not:

  • Reproduce

  • Sell

  • Distribute

  • Modify

  • Republish

  • Claim ownership of

any content without written permission.


6. User Submissions

If you submit comments, messages, testimonials, or feedback, you grant us the right to:

  • Display

  • Publish

  • Edit

  • Reproduce

your content for marketing or educational purposes, unless you request otherwise in writing.

You agree not to submit anything unlawful, harmful, or infringing.


7. Third-Party Links

Our Website may reference or link to third-party websites.
We are not responsible for:

  • Content

  • Policies

  • Services

  • Security

  • Accuracy

provided by third-party sites.
You access them at your own risk.


8. Limitation of Liability

To the fullest extent permitted by law, LegacyBuildersByNataline and Nataline Oyekan are not liable for:

  • Losses or damages arising from Website use

  • Errors, omissions, or inaccuracies

  • Delays in information

  • Technical issues or interruptions

  • Decisions made based on our content

You use the Website at your own discretion and risk.


9. No Guarantees

We do not guarantee:

  • Financial outcomes

  • Income levels

  • Policy approvals

  • Coverage amounts

  • Investment results

  • Wealth-building results

Your results depend on your personal financial situation, decisions, and actions.


10. Payment & Refund Policy (If you will offer paid services)

Fees for coaching, programs, digital courses, or consultations must be paid in full at the time of purchase unless stated otherwise.

Refunds are only provided in accordance with our posted Refund Policy (created upon request).


11. Privacy

Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.


12. Changes to These Terms

We may update these Terms at any time.
Updates will be reflected by the “Last Updated” date above.
Continued use of the Website after changes means you accept the revised Terms.


13. Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles.


14. Contact Us

If you have questions or concerns about these Terms, contact us at:

📧 Email: info@legacybuildersbynataline.com
🌐 Website: LegacyBuildersByNataline.com